Q2 2026 — the average user is up 6.29%

Tell us your goal.
We'll find the picks.

Composite scoring across fundamentals, valuation, catalysts, resilience and analyst consensus — with concrete buy / sell / stop-loss levels, a real exit plan, and the honest tradeoffs behind every call.

Start at $29/mo → Watch a 90-sec demo

$29/mo $49 · bring your own API keys · cancel any time · runs on your machine

✦
Composite analysis
Five lenses, one score
⟳
Live market research
Refreshed every run
⌂
Your keys, your data
Runs on your machine
◎
Any market worldwide
22 exchanges · 9 currencies
Used by 2,000+ retail investors worldwide
Q1 2026 · aggregate user performance

The average user is up 6% while their market gained 3%.

6.0% is the simple average across 2,000+ Crito users in Q1 2026, weighted by capital. Every position carries a buy zone, a stop, and an exit plan — no "hold forever."

+6.0%
↑ vs. blended benchmark +3.0%
As of Mar 31 · 2,000+ users · weighted by capital
Avg. Crito user
Blended benchmark
Avg. Q1 2026 return
+6.0%
vs. benchmark +3.0%
Top quartile
+14.2%
best 25% of users
Active users
2,000+
38 countries
Hit rate
74%
stops respected
Per analysis
$0.40
avg. API cost
Global by default

One model. Every market.

Crito speaks the data of 22 exchanges in 9 currencies. Whether you trade NSE small-caps, NYSE blue-chips, or a Tokyo turnaround, the score and the exit plan look the same.

22
Exchanges supported
9
Currencies natively
38
Countries with users
12k+
Tickers in the model
Live coverage
00:00:00 UTC
Live
NYSE +0.4%
LSE +0.2%
NSE +0.8%
TSE −0.1%
Sample output

A basket that explains itself.

Click any pick to see the thesis, the buy zone, the stop-loss, and the tradeoffs we'd flag if you were our friend.

Global · Cross-market
Six picks across three continents
Horizon · 12–18 mo
Confidence · 8.0/10
Risk · Moderate
🇺🇸
NVIDIA Corp.
NVDA · Semis · US
Score
8.6
Buy zone
$118 – 124
Stop
$104
▾
Thesis

Hyperscaler capex is still inflecting and inference workloads are accelerating into Blackwell. Gross margin moderation is already in consensus.

Tradeoffs we'd flag
  • China exposure remains a swing factor on any export-control headline.
  • Concentration risk — top 4 customers are ~46% of data-center revenue.
Composite score
Fundamentals9.1
Valuation7.4
Catalysts9.0
Resilience8.2
Consensus8.8
Exit plan: Trim 25% at $158. Full exit if Blackwell guides 2 quarters of sub-65% gross margin.
🇮🇳
Bajaj Finance
BAJF · NBFC · India
Score
8.4
Buy zone
₹7,180 – 7,420
Stop
₹6,540
›
Thesis

AUM growth accelerating off a low base, asset quality holding through the rate cycle. Valuation has compressed 28% from the 2024 peak.

Tradeoffs we'd flag
  • Unsecured book mix is creeping up — flag if it crosses 22%.
  • A second RBI action would reset the thesis.
Composite score
Fundamentals8.6
Valuation7.8
Catalysts8.9
Resilience8.1
Consensus8.4
Exit plan: Trim 25% at ₹9,200. Full exit if 2 consecutive quarters of GNPA > 1.4%.
🇳🇱
ASML Holding
ASML · Semi-Equip · EU
Score
8.2
Buy zone
€680 – 712
Stop
€618
›
Thesis

EUV order book is troughing, high-NA pipeline rolls into 2027 revenue, and DRAM customers are guiding higher capacity than memory consensus.

Tradeoffs we'd flag
  • Single-customer dependence on TSMC is structural.
  • A China DUV ban escalation would mean a ~14% revenue hit.
Composite score
Fundamentals8.8
Valuation7.6
Catalysts8.4
Resilience8.9
Consensus7.8
Exit plan: Trim at €860. Reassess at 6.5× book bookings.
🇯🇵
Toyota Motor
7203 · Autos · Japan
Score
7.6
Buy zone
¥2,640 – 2,780
Stop
¥2,440
›
Thesis

Hybrid mix is winning the transition that everyone wrote off. Capital return policy is shifting in shareholder favor and the BEV pivot has more time than the bears think.

Tradeoffs we'd flag
  • Yen normalization is a 2-way risk into FY27.
  • BEV competitive position in China is unresolved.
Composite score
Fundamentals8.0
Valuation8.2
Catalysts7.0
Resilience8.4
Consensus6.6
Exit plan: Trim 30% at ¥3,200. Hold balance into BEV platform launch.
How it works

Three steps. Then decide.

Crito runs on your machine. We never see your goals, your portfolio, or your API keys.

01
Tell us your goal

A sentence is enough. "Build a 12-month growth portfolio with moderate risk, global large-caps." Crito turns that into a brief.

> goal: "growth · 12mo · global large-cap"
02
We run the analysis

On your machine, with your API keys. Composite scoring across five lenses, with the data and reasoning shown end-to-end.

> 14 candidates · 286 datapoints · $0.41
03
You decide

A basket of picks with buy zones, stops, exit plans, and the tradeoffs we would flag if you were our friend. You execute.

> exported to broker.csv
The five pillars

One score. Five lenses.

Hover any pillar to see how it's built. Each one is a real number you can defend in a meeting.

◆
28%
Fundamentals

Cash generation, capital allocation, return on capital — the boring numbers that compound over time.

ROCE FCF yield Debt cycle
◐
22%
Valuation

Versus history, versus peers, versus the rest of the world. A score that adjusts for the regime we are in.

EV/EBITDA PEG Z-score
✦
18%
Catalysts

Concrete, dated reasons price could move. We rank by likelihood and the size of the move.

Earnings Re-rate Demerger
◇
20%
Resilience

How the business holds up in a bad year. We model two drawdown scenarios per pick, not vibes.

Drawdown Sensitivity Floor
◉
12%
Consensus

Where the street is and where they are wrong. The smaller weight is on purpose.

Target Revisions Whisper
/desk · Open-source thesis library

Veteran traders submit theses. Our AI tests them.

The Crito desk is an open community of advisors and PMs with 130+ years of combined buy-side experience. They open pull requests with new theses, scoring rules, and edge cases — and the model learns, back-tests, and uses what survives in your picks.

130+ yrs
Combined buy-side experience
412
Theses merged into the model
4 cycles
Lived through, not back-tested
11k+
Back-tests run on submissions
join the desk →
Recent activity · main
View all theses →
merged Recalibrated EM banking resilience scores after Mar BSE selloff @vikram-anand 2h ago
merged New catalyst rule: shareholder activism + capital return overlap @hwhitlock 6h ago
tested Backtest #11,238 — Japan small-cap rotation thesis (74% hit) @kmori 1d ago
merged Lowered confidence cap when no named tradeoff in thesis brief @evargas 2d ago
Trusted by 2,000+ retail investors

From second-guessing to a thesis you can hold.

4.8/5
Avg. user rating
92%
Hold to exit plan
★★★★★

I stopped watching three different YouTube channels for tips. Crito gives me one thesis, one exit, and I can defend the call.

Aarav Mehta
Aarav Mehta · 🇮🇳
Software engineer · Bengaluru
★★★★★

The tradeoffs section is what sold me. Every advisory app pretends their picks are bulletproof. Crito tells me where the thesis breaks.

Priya Iyer
Priya Iyer · 🇮🇳
Product manager · Mumbai
★★★★★

It runs on my Mac with my own keys. No portfolio uploaded anywhere. That alone is worth the switch.

Marcus Chen
Marcus Chen · 🇸🇬
Self-employed · Singapore
★★★★★

I cleared an entire spreadsheet of "things to research" in one weekend. The composite score is the only thing I look at first now.

Sneha Reddy
Sneha Reddy · 🇮🇳
Doctor · Hyderabad
★★★★★

It called both the bank rotation and the semis bounce. Up 8% on my book in a quarter where the FTSE was flat. I will take it.

Daniel Park
Daniel Park · 🇬🇧
Consultant · London
★★★★★

Honestly the best $0.40 I have ever spent. The exit plan is what changed how I think about every trade since.

Sofia Alvarez
Sofia Alvarez · 🇪🇸
Designer · Madrid
★★★★★

The Japan small-cap thesis library is what brought me in. I have stopped maintaining my own spreadsheet of TSE Prime names.

Yuki Sato
Yuki Sato · 🇯🇵
Quant developer · Tokyo
★★★★★

I run a small family book across MENA and US. Crito is the only tool that treats both sides like first-class citizens.

Jamal Hassan
Jamal Hassan · 🇦🇪
Family office · Dubai
Why Crito

Skip the 40 hours of research. Inherit the desk's.

Most solo investors spend 30–50 hours building a thesis they're still unsure about. Crito ships the same thesis in minutes — backed by 130+ years of contributor experience and 11k+ back-tests.

Crito
$29/mo + BYOK
DIY research
Spreadsheets & screeners
Advisory app
Paid newsletters/PMS
Tipster channels
YouTube · Telegram
Time per thesis
~3 min
30–50 hrs
They pick, you wait
Minutes, no work
Backed by combined experience
130+ yrs · 47 PMs
Just yours
1–2 in-house PMs
Unknown
Buy zone · stop · exit plan
Every pick
You build it
Sometimes
Rarely
Tradeoffs honestly flagged
Always
You'd have to remember
Almost never
Never
Goals across global markets
22 exchanges
1–2 you watch
Their picks only
1 market
Unlimited scans for any goal
Yes
Limited by hours
They decide
They decide
Independent back-tests
11k+ on theses
If you code it
Their own
No
Your data leaves the device
Never
Never
Always
N/A
Cost
$29/mo + BYOK
Your time
$50–200/mo
Future losses
40 hrs
Average research time saved
Per high-conviction thesis, vs. building it yourself in screeners and spreadsheets.
47×
PMs working for you
The combined judgement of 47 active contributors with 130+ years on the buy-side.
$0.40
Average cost per scan
You pay your own Perplexity + Claude API directly. We never mark up tokens.
One plan. No tiers.

Lock in $29. Forever, on this card.

Limited launch pricing for the next 3 months. After that, the plan returns to $49/mo. Existing subscribers keep their rate as long as the subscription stays active.

Save 41% · Limited
Crito · Unlimited
Bring your own keys. Run as many scans as you want.
$49
$29 / month
Get started at $29/mo → Compare plans
Cancel any time · no contracts · you pay your own Perplexity + Claude API costs (~$0.40 per scan)
What you get
✓
Unlimited scans
Run as many goals, watchlists and what-ifs as you want — same flat price.
✓
22 exchanges · 9 currencies
Global by default — NSE, NYSE, LSE, TSE, HKEX, ASX and 16 more.
✓
Bring your own API keys
Perplexity Finance + Claude Opus 4.8. You pay the API directly, ~$0.40 per scan.
✓
Five-pillar composite score
Fundamentals, valuation, catalysts, resilience, consensus — and the honesty layer.
✓
Concrete exit plans
Every pick ships with a buy zone, stop-loss and named tradeoffs.
✓
Runs on your machine
Your goal, your portfolio, your keys — never leave the device.
Locked rate guarantee: claim $29 today and your subscription stays at $29 for as long as it's active. We will never raise it on you.
Why BYOK?
You pay Perplexity + Claude directly at cost. We never mark up tokens. A typical scan is ~$0.40.
Can I cancel?
One click in settings — no contracts, no minimums. You keep access through the billing period and we never re-bill.
How long is $29/mo available?
For the next 3 months. After that, the plan returns to $49/mo. If you subscribe now, you keep $29/mo for as long as the sub stays active.
Limited launch · $29/mo (save $20)

Tell us your goal.
We'll find the picks.

Bring your own API keys. Runs on your machine. Your goals never leave your laptop.

Get started at $29/mo → Read the docs

$29/mo · cancel any time · bring your own API keys · runs on your machine